Cozy Comfort

Cozy Comfort
Brunswick Gardens
15, 12438 Bruswick Place, Richmond
MLS: V988339

List Price: $549,800
Floor Area: 1537
Unit: 3 Beds; 3 Bath
Maintenance Fee: $282.00
Taxes: $2066


  1. Cozy and comfortable downstairs living area with living, dining, kitchen, ½ bath, laundry and patio.
  2. Nice patio area including cedar deck and a small green area maintained by the strata. High fencing for increased privacy.
  3. New designer kitchen.
  4. Large master bedroom with deck and walk-in closet.
  5. 3rd floor family room or office with roof-top deck.
  6. Parks and schools nearby.
  7. Nice neighbourhood/community, near boardwalk, dyke and Steveston Village.


  1. 2nd and 3rd levels are dated and require updating – the bathroom, bedrooms and additional family room could use upgrades to modernize and maximize space.
  2. Carpet on stairs, 2nd and 3rd floors should be replaced.
  3. Kitchen is a bit snug, but an adjoining nook area provides additional storage and/or seating space.
  4. Moderately high maintenance fees.


  1. 10, 12438 Brunswick Place
  2. 13, 12438 Brunswick Place
  3. 16, 12438 Brunswick Place


2.99%; 549,800

High Ratio Loan (less than 20% down payment); 25-year amortization
Purchase Price: $549,800
Down Payment (5%): $27,490
CMCH fees:  $14,363.52
Total loan: $536,673.52
Amortization: 25 years
Payment: $2,537.03

Approximate income required: $116,000

Conventional Loan (20% or more down payment); 30-year amortization
Down Payment (20%): $109,960
Total Loan: $439,840
Amortization: 30 years
Payment: $1,851.33

Approximate income required: $90,206.31

From my home to yours –

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