Broker Difference

Get a better view of your mortgage options.

You have options and you should be able to have access to them. Working with a mortgage broker means you can shop numerous brands with 100s of products to choose from – all without leaving your home.  Irene understands the mortgage market and can find you the options that are geared to support your investment and financial goals.

Mortgage Broker
  • Access to over 50 lenders
  • 100s of mortgage products
  • Specialized in Mortgages
  • One credit bureau used for multiple lenders
  • Works and represents you, the client
  • Licensed: UBC Mortgage Brokers Course
  • Regulated through FICOM
  • Multiple mortgage options for credit challenged clients
  • Business owner, invested interest in client’s success
Bank
  • Access to self-branded products only
  • Limited mortgage products
  • Not always specialized in mortgages
  • Credit bureau pull used for single lender
  • Works for and represents the bank/credit union
  • Not required to be licensed
  • Regulated through OSFI
  • Few to no options to support credit challenged clients
  • Employed, position may change therefore client focus may change